Our Process
Clear & concise guidance every step of the way.
In less than 15 minutes you can complete our online application and be on your way to getting approved! Once complete, we will contact you to discuss various lending options and assist you in determining which program best meets your financial needs. Here are the various stages of the process:
Complete Application
Complete our simple application either online, over the phone or in our office.
Provide Documents
You will provide documentation about your income, assets, property and employment.
View checklist
Pre-approval
Once we verify the information you provided, we will seek approval for the program and loan amount.
Appraisal
To establish the value of the property, an independent licensed appraiser will estimate the market value.
Loan Processing
This is where Castleton Mortgage gathers all information provided and prepares the file for underwriting
Underwriting
Once we have processed the loan, underwriting will determine if the loan is approved and if there is any additional information needed.
Conditional Approval
Underwriting provides an approval conditional upon receiving any missing or additional documents.
Final Approval
You are fully approved and ready to close.
Closing
You made it to the finish line – CONGRATULATIONS!
